Palm Coast, FL Condos

Condos in Palm Coast include low-rise garden-style buildings, mid-rise and high-rise developments, waterfront or canal-front units, golf-community condos, and condos inside 55+ or planned communities. Floor plans range from cozy one-bedroom to spacious two- or three-bedroom units.

Condo prices often start in the mid-to-high $150,000s for modest units, with more premium or waterfront condos ranging from $250,000 to $400,000+. Luxury or water-view condos may sell higher depending on size, location, and amenities.

Yes — Palm Coast offers several condos along waterways, canals, or near the Intracoastal/Atlantic coastal area. These often include water views, boat dock access, and proximity to beaches or marinas, which can add premium value.

HOA fees vary depending on the complex and included amenities. Many cover maintenance of common areas, exterior upkeep, landscaping, shared facilities (pool, gym), garbage, and sometimes water/sewer. It’s important to review HOA disclosures to understand what’s included.

Condos can perform well for rentals, especially those near water, golf communities, or amenities. They tend to attract retirees, seasonal residents, and couples. However, check HOA rules and local rental regulations, since some complexes may have restrictions on short-term rentals.

Common amenities include swimming pools, fitness centers, clubhouses, landscaping and green spaces, gated entry in some developments, access to marina or boat dock (for waterfront condos), walking/biking trails, and proximity to beaches, shopping, and recreation.

Key considerations: HOA documents (fees, rules, reserve funds), flood or hurricane risk (if near water), community amenities, insurance costs, proximity to beaches or waterways, parking availability, and potential rental or vacation-use restrictions.

Generally yes — but lenders may have stricter requirements for condos (reserve funds, occupancy ratio, HOA health). Waterfront or older buildings may require additional inspections. It’s wise to confirm financing eligibility early if you’re purchasing a condo.

Condos offer lower maintenance responsibility, shared amenities, often lower price thresholds, and proximity to water or central areas. Single-family homes provide more privacy, yard space, possibly higher appreciation, but require more upkeep and usually cost more overall.

Yes — several condo communities are located within or adjacent to golf courses and planned communities. These offer a lifestyle combining low-maintenance condo living with access to golf, recreation, and community amenities — appealing for retirees and active homeowners seeking convenience.