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Preferred Lender

Motto Mortgage Selections

At Motto Mortgage Selections, we believe that a mortgage is more than a loan — it’s the foundation of a lifestyle, a family, and a future. That’s why we’ve built our reputation as Flagler County’s premier mortgage brokerage, offering clients an unmatched level of service, expertise, and results.

Our mission is simple: to deliver exceptional mortgage solutions with integrity, precision, and care. Every client we serve — from first-time homebuyers to luxury estate owners — deserves a lending experience that is seamless, transparent, and tailored to their unique goals.

With over 50 years of combined industry experience, our team of seasoned loan originators is equipped to handle every facet of lending. We specialize in conventional, FHA, VA, USDA, and jumbo loans, as well as construction, land, DSCR, investment, refinance, and commercial financing. Whether you are buying your first home, building your dream residence, or expanding your investment portfolio, our expertise ensures that your financing is structured to serve you best.

At the forefront of Motto Mortgage Selections is Jayd Capela, Principal Loan Originator and Broker Owner. Jayd is a decorated combat U.S. Air Force and Law Enforcement veteran who also served as an FBI Task Force Undercover Narcotics Detective. His past career in service to his country and community instilled the values of discipline, commitment, and precision — values that define every aspect of our work.
Beyond the mortgage world, Jayd is a Board Director of Cornerstone 386 (501c3) and the driving force behind the annual Take a Swing at Hunger charity golf tournament at Hammock Dunes Club, a prestigious event that supports the fight against food insecurity in Flagler County.
While Jayd leads, the true strength of Motto Mortgage Selections lies in the accomplished team he guides. With decades of collective knowledge, proven longevity in the industry, and a passion for client-first service, our loan originators are every bit as committed to excellence. Together, we provide a concierge-level experience, ensuring every client feels informed, supported, and confident in their financing journey.
What sets us apart is not just what we do, but how we do it. We pride ourselves on being more than a mortgage company. We are trusted advisors, advocates, and partners in one of life’s most important decisions. By blending deep industry expertise with an unwavering dedication to our community, we have earned our reputation as Flagler’s finest choice for mortgage lending.

At Motto Mortgage Selections, our promise is clear: to deliver the best service, the best experience, and the best results. Whether you are purchasing your first home or financing a multi-million-dollar estate, you can trust that your journey with us will be handled with the highest level of care, expertise, and professionalism.

Work With Us

Our luxury agents are dedicated to helping you achieve your real estate goals. Whether you're buying, selling, or investing, work with our team to navigate the process with confidence and success.

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